Perfect therapy for people who need help. I would like to say, I never can imagine it could be possible to heal people like that
Ta
Tania
Moderated by
Danielle Gonzales, PsyD
Psychologist
Hello! My name is Dani, I am a Psychologist and registered Psych Assistant. I have a passion for helping a different types of clients from all diverse backgrounds!
Top Rated Answers
You can absolutely get out of debt :) Depending on how motivated you are and how much you owe will determine how long it will take to get out of debt, but if you stick to a plan, you will get there before you know it !
I have always been a big fan of Dave Ramsey. If you google him, it will bring up his website where you can see exactly how to get out of debt... and it is free information. He basically breaks everything down into 10 “baby steps†which, once followed, will make you completely debt free !!
Anonymous
August 20th, 2019 9:16am
A lot of what keeps us in cycles of debt is the feeling of overwhelm. "I could never pay that, I will ALWAYS be in debt" But most debt in my experience and reading can be paid off by thinking in small steps. Lets say you are in debt 2000$. Both the person paying it off and the person getting the payments, largely (unless corrupt) want the debt to be paid off. So a dialogue between the two of what is possible should be entered into. If you know that you can only pay 20$ a week for the first few months, this is what should be aimed at. Keeping control of what is possible. Panic would sometimes drive us to pay off the first debt with another debt, which would usually incur more fees more interest. Asking for help is also possible. If one has a family member with money, families usually don't charge so much interest. Some employers also offer advances that could lessen your interest by paying it off faster. But make sure decisions are based not on panic, but on continual small bites that will end in eating the whole debt pie. Similar to losing weight. You won't lose 100kg instantly. Building a house takes one step at a time, and most debt will also take one step at a time. Don't get overwhelmed. Stay calm and pay what you can.
Talk to an expert therapist
She’s very sweet, caring, and helpful.
Reviewed Nov 17, 2024
Talk to Andrea NowRelated Questions: I am in debt are there ways to get out of it?
Is there ever a justifiable reason for withholding money from a mother of three teenagers or restricting a mother’s access to bank accounts when the mother is the primary caregiver?Why am I scared of my brother?How do I get my family to believe what I'm going through?My mom got into an accident and today she scraped the car. She is really frustrated and I want to help. What do I do? My mom is single, and unemployed. I have a huge trip coming up and it cost a lot of money. How do I help?I am supposed to breadwinner of my family but I am unable to get a job from 7months feeling depressed what to do?What should I do about being stressed out at having to financially take care of my parents?Need help getting my life back on track I have no job nor do i have guidance any suggestions?How do I start over after losing everything including my car and home in a breakup & being unemployed with undiagnosed fibromyalgia??I don’t have enough money to contribute to my friends presents and I feel awful asking my parents because they don’t have the money to give to me. What do I do?